Find a Heritage Lake IL Mortgage Broker
Serving Heritage Lake Home Owners Since 1997
Mortgage Brokers offer more Options
Finding a reputable Heritage Lake Mortgage Broker doesn’t have to be hard. For over two decades Smart Mortgage Centers has helped clients with all of their home purchase and refinancing needs. Every client we service is assigned to a licensed Heritage Lake Mortgage Broker who will begin the pre-qualification stage. From pre-qualification to closing our clients work one on one direct with the same Mortgage Broker. To simplify things, our Mortgage Brokers will meet you in our office, or a location of your choice. Too Busy? Don’t worry we have online mortgage technology in place to get home loans completed quickly. Online applications, secure document uploads and electronic signatures will get you to the closing table in no time. We know our clients want to close fast, so be sure to check out our estimated closing times for home buyers and refinancing. The biggest benefit of using a Mortgage Broker near Heritage Lake, IL would include, shopping multiple lenders to find the lowest rates with one phone call. Since each borrower is different, creditworthiness will determine what program option is the best. By offering every loan option available, Smart Mortgage Centers is able to service excellent to poor credit score ratings.
Popular Loan Options
Our Mortgage Brokers have a vast amount of training in each loan program we offer. Some popular loan programs in Heritage Lake.
First time homebuyers in Heritage Lake have so many options, before shopping for your new home we will explain the entire process. We encourage our clients to do comparisons, we will find you better rates and lower costs.
Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%, an FHA loan might be an ideal home financing solution.
In addition to the excellent VA mortgage rates, and no money down option there are a number of advantages to obtaining a Heritage Lake VA home loan, such as:
- Buy a Home with No Down Payment
- Refinance up to 120% of your Home’s Value
- Use your VA Benefits even if you used them in the past
- Ask us how we can pay for your pest inspection
- No mortgage insurance premiums
Heritage Lake Mortgage Brokers are standing by and ready to get you pre-qualified for our forgivable grant program. The best part about this grant is buyers are not required to be first time homebuyers.
We Put low to moderate income borrowers with good credit in homes for as little as 3% down. Call today to find out more about the Heritage Lake HomeReady loan program.
Manufactured home owners in Heritage Lake are commonly denied the ability to finance their homes due to mortgage loan restrictions on manufactured housing units. At Smart Mortgage Centers, we offer a variety of manufactured mortgage loan options whether you are buying or refinancing a manufactured house. We offer attractive terms and competitive rates.
Current Estimated Closing Times at Smart Mortgage Centers are as follows:
Heritage Lake Home Purchase
Estimated Clear to Close 21 Days
Heritage Lake Refinance
Estimated Clear to Close 16 Days
A Top Rated Mortgage Broker with Hundreds of Five Star Reviews
Find out what Heritage Lake home owners are saying about Smart Mortgage Centers
Alan was amazing to deal with. He responded quickly, took care of what needed to be done in a timely manner and ended up getting us closed on our new house in less than a month. I highly recommend Alan and Smart Mortgage in the Naperville/Aurora area.
Working with Brian over at Smart Mortgages was much easier than dealing with the bank and the whole house buying process moved along very quickly. Definitely give these people a call before you talk to anyone else.
We used Ryan to help us buy our home and he did an amazing job through our entire experience! He was very patient with us as we went through 4 contracts before we found our dream home. He walked us through every loan option available and got us the best interest rate available. He really takes the time to explain everything to his clients and will answer every question you have. Highly recommend this company!!!
These guys are FANTASTIC. Brian & Jonathan did a Amazing job with the turn around time on getting this clear to close in a RECORD time that we could have ever imagined. I am already recommended Smart Mortgage Centers to quite a few people and I would definitely recommend anyone checking out this review to go with this. Hassle-free and communication was golden.
Jon at Smart Mortgage Centers was amazing. From the initial phone call through closing, it was a great positive experience! I would refer Jon and his team to anyone looking to a secure a mortgage! Closed on our new home today!!
Our experience with this company was a very pleasant one. We had alot of hurdles to cross to get us a new home and our guy Tony who works for this company really helped us to buy our new home. He went above and beyond and was available even during the latest hours of the night to be able to do what was needed to ensure we qualified for our loan. If I were to recommend a mortgage broker, I’d tell them to go here in a heart beat. Without Tony and his team we would not have been able to purchase our home. Thank you Smart Mortgage Centers!
My refinance was completed last week and working with Smart Mortgage was a pleasure. I had a sticky situation and others told me they would not be able to complete my loan but Brian at Smart Mortgage was efficient and effective throughout the entire process. The rate is very competitive! There was clear communication throughout the entire process which made it much less stressful than it could have been. Smart Mortgage was awesome and I would use them any time and highly recommend them to anyone!
I went to Smart Mortgage after a horrible experience with another mortgage company that ended up losing the house and money I had already invested into the process. Elizabeth was such a joy to work with, she made everything so stress free and I closed on my home on Friday. I would definitely recommend Elizabeth and Smart Mortgage to anyone looking to buy a home.
Ryan is the man! He went above and beyond to help us get the best rates possible and helped calm my nerves during times that the home buying process was rollercoastering. Will definitely call Ryan again for mortgage needs and recommend him to my friends and family!
If you have questions for our Heritage Lake mortgage brokers, simply call our 24 hour mortgage hotline.
BUY A NEW HOUSE OR REFINANCE YOUR Heritage Lake MORTGAGE
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