5 Star Rated and Reviewed Mortgage Company by all Search Engines 

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Customer Stories

Cynthia Pedraza
My husband and I had a hobby of looking at model homes on weekends. We thought we could never afford a new construction home, but couldn’t help but imagine us in one of these beautiful homes. We would get caught up in the moment and apply for a mortgage and use the model home lenders and were told time and time again no and a don’t call us, we’ll call you attitude. It became very frustrating. Almost at a point to even stop going to see these homes which I truly enjoyed doing. My husband had worked really hard on trying to rebuilding his credit after his divorce. Still I wasn’t giving up. In one of the model homes a sales agent gave us their lender, but also referred us to Brian at Smart Mortgage. Brian was a godsent. He is full of energy and very knowledgeable. He was thorough with information and kept the language to where we understood it. Although, at the time it was a no, he did not turn us away as so many other lenders. He was dedicated to helping us and worked diligently with us to help us get the home of our dreams. It took us over a year to take care of the things Brian told us to take care of and he would email us he and there to see if were keeping up with our credit. Then, after all our hard work, Brian Noe gave us a thumbs up and told us to start looking for our home. We were given our pre approval letter and began construction on our home and after 6 months we closed on our beautiful new construction home and are living in surreality. Thank you Brian for your commitment and devotion to us. You can not go wrong when someone has a passion for what they love to do and get the job done.
Brandon Cagni
Our experience with this company was a very pleasant one. We had alot of hurdles to cross to get us a new home and our guy Tony who works for this company really helped us to buy our new home. He went above and beyond and was available even during the latest hours of the night to be able to do what was needed to ensure we qualified for our loan. If I were to recommend a mortgage broker, I’d tell them to go here in a heart beat. Without Tony and his team we would not have been able to purchase our home. Thank you Smart Mortgage Centers!

Kristen R. We used Ryan to help us buy our home and he did an amazing job through our entire experience! He was very patient with us as we went through 4 contracts before we found our dream home. He walked us through every loan option available and got us the best interest rate available. He really takes the time to explain everything to his clients and will answer every question you have. Highly recommend this company!!!

rajln1103
The best experience I have ever had!!! We were clear to close in less than 20 days. Brian gave us a better rate than everyone else we had talked too and made the process feel effortless! Brain T. thank you for all your help and we are telling everyone we know to come talk you at Smart Mortgage Centers!
Adam Campos
Brian did everything he could and more to get my wife and I a great loan for our second home purchase. We had some trouble with our credit score, due to unforeseen circumstances, but Brian helped us get through it. He is diligent and hardworking. He really helped us get a great loan in a timely manner while we were in a toug spot. Highly recommended!
Chris Anders
Brian and team worked very hard to make our mortgage process easy given our complex situation of repatriating to the US from Europe. The process was clear and had always progressed to the right point along the home buying journey. The team is very responsive and provided help when needed.
Sylvain D.

10/12/2018

Ryan has been always on the top of the things and offer a great support especially with our specific case. He always get the answers and was available at any time.

itsmarlene
Tony we would like to let everyone know what fantastic job you did for my husband and me by securing the right mortgage and rates for us . Your hard work and dedication has really helped us out during a difficult time. We just wanted to make sure you know how much you are appreciated. We closed on our home with no worries cause Tony was well prepared and organized. You always returned our calls no happen what day or time. My husband said “I will miss talking to Tony!” God bless us with our dream house and the perfect mortgage broker! We couldn’t be happier! Thank you so much, Tony and God bless you as well! Lee and Marlene
Chris Nelligan
Brian is fantastic, he is very knowledgeable and has the resources to find the loan that best fits your needs and explains everything in detail with terms you can understand. Questions were answered immediately with the information I needed, no matter how minor the request or inquiry may have been. Not one time did he tell me anything that was not true or make me second-guess that he was not genuine in his actions to assist us in getting the best loan possible. He is extremely professional and patient and makes himself available to you at all times. He made the very stressful and confusing process of a home loan painless. I cannot stress enough that if you are in the market for a home loan or refi to give Brian a call and you will not be disappointed. He has a customer for life and I will refer anyone who is in the market to him without hesitation. He is a master of his craft and I promise that you will be in great hands.
Ken B.

09/19/2018

After a recent move from Florida to Colorado, we began to follow the conventional path of rental homes by reading the ads, checking out sites like Zillow and talking to rental agents. My wife and I are 70. We both receive SS. I work at a golf course. Our monthly income is $4,400. We have had no credit history for the past 6 years. We vowed to remove all credit cards form our life after a BK in 2012. Since that time, we have lived a cash only life. Now, it’s difficult to be approved for any purchase requiring a credit check. We didn’t have bad credit. We had no credit. After 42 years of marriage and two kids, we have always had a great payment history for things like rent, power, gas, but those payments do not play a part in your credit rating in the conventional sense. One evening, I was considering options and thought about my eligibility for a VA Home Loan. I began browsing for some information and landed on the Smart Mortgage Centers Inc. website. That chance landing led to a phone discussion with Brian *** the following day. This could be a long review because from that point, Brian did a lot of amazing things. However, for the sake of brevity, I can tell anyone with solid conviction that Brian with Smart Mortgage Centers, Inc., is certainly the best Lender Broker I have met in my lifetime. I gave you a glimpse of my story. And…today (about 10 weeks later) we closed on a property in Aurora, CO. Huge kudos to you Brian and your staff at Smart Mortgage Centers, Inc. Whenever I learn of someone considering a real estate purchase, I will always tell them if they are serious about acquiring a home, secure a lender first. I don’t believe my loan request would have been successful had I not met you. If you are ready to move forward, call Brian, Smart Mortgage Centers, Inc

Yohanna Ruiz
I had the pleasure of working with Jon. He is excellent and I highly recommend him. He answered all my questions in a timely matter and was great in guiding me through the whole process.
Peter P.

09/07/2018

Ryan was wonderful to work with, very helpful and knowledgeable. He made buying my first home a breeze!

zafar agha
We started the process with Brian even before we chose a property to buy. All the way from start till closing, Brian has helped us tremendously in terms of providing knowledge, guidance and to make it easier to do a task which otherwise seemed daunting to us. Since we dealt with two other mortgage companies, this experience by far has been top of line. No surprises, rabbits, or undue stress and above all, we had only 3 working weeks to close, which we were able to achieve. Our experience with Smart mortgage and Brian Noe is exceptionally good and i recommend it to anyone who wants a hassle free mortgage process in a timely fashion.
George J.

08/20/2018

Outstanding Tony  went above helping us he reassured us and he calmed or nerves I will highly recommend him for any of my friends.

Tina Miller
We were getting a little worried that we might not get our forever home. This is when Brian took over and had us approved in a week. He explained things so that I could understand exactly what I needed to do. I will be recommending Brian Noe at smart mortgage to anyone who asks.
John Kalen

08/03/2018

Outstanding!! I would recommend Brian to anyone!

Nancy Friend
I was referred to this company by my siblings. I have never worked with a mortgage company before so I was worried. Both my siblings had a great experience so I gave it a shot. Brian was my main contact and he really helped get an understanding on my credit and the mortgage process works. He worked with me and answered any questions I had in regards to the mortgage process. I highly recommend this company for your mortgage needs.
Mark

08/02/2018

Brian  is the best AAA++++! We ran into numerous road blocks and he tackled them all. Brian & Smart Mortgage Centers went out of their way to get this refinance done. Thanks to everyone!

mohammed jabar
Alan is great!!! Frankly Smart Mortgage deserves more than 5 stars. Alan was proactive, knowledgeable and asks for documents before the underwriter requests them. Every little detail was explained thoroughly from Alan, he attended the closing as well and the closing went very smoothly and fast. Alan was able to secure a mortgage for us in literally 12 days after having unpleasant experience with one of the biggest banks in the country with the same interest rate and time frame. I highly recommend Alan and Smart Mortgage. Keep it up guys!
Melissa S.

07/20/2018

I went to Smart Mortgage after a horror story with another lender. I worked with Elizabeth Mireles and I can not tell you how happy I am with her service. She made the process so stress free and made sure I understood everything with each passing step. I will definitely recommend Elizabeth and Smart Mortgage to anyone I know wanting to buy a home.

Dave Trabilsy
Ryan is the man! He went above and beyond to help us get the best rates possible and helped calm my nerves during times that the home buying process was rollercoastering. Will definitely call Ryan again for mortgage needs and recommend him to my friends and family!
GK

07/09/2018

My 3rd time working with Ryan was another great experience. He is knowledgeable and patient, helping me understand the process. He built a solid relationship with my agent and attorney, and represented me well with the seller. 5 stars for Ryan!

Mike Messer
Alan  was amazing to deal with. He responded quickly, took care of what needed to be done in a timely manner and ended up getting us closed on our new house in less than a month. I highly recommend Alan and Smart Mortgage in the Naperville/Aurora area.
Emily W.

06/06/2018

We are first time home buyers and had no idea what to do or how to start the process of buying a home. Ryan started helping us a year before we wanted to buy a home. He helped us build our credit up and gave a lot of tips and tricks to improve our score fast. Ryan and everyone at Smart Mortgage worked quickly and always gave us great service. I always felt like we were informed and up to date with any information. We will be refering Smart Mortgage to our friends and family, for sure!

Kathi Patrick
Absolutely recommend Smart Mortgage Centers! We had a lot of challenges that needed addressed and Brian handled them all! He never gave up I honestly don’t think the man sleeps!
Robert F.

04/27/2018

My experience with Ryan was professional and thorough from start to finish. Not only is he knowledgeable about all your options, but he will put in the time to learn about your goals and help define a plan that allows you to reach them. I can’t imagine working with anyone but Smart Mortgage.

Russell Glesge
I would like to give my thanks to smart mortgage for giving me the chance to get in to my own home. Despite the credit challenges I had mr Ryan. He guided me through everything I needed to do. Even when I was confused with things he worked with me sometimes even at 11 o’clock at night. He is a VERY hard worker. And I appreciate everything he did for me and my children. Thank you so much for your hard work. Russ Glesge.
Anthony B.

04/10/2018

Without a doubt the most enjoyable and simplest refinance experience ever!

Lo putman
I kind of just stumbled on the smart mortgages website and put in a request to have someone contact me. I wanted to start the process of getting pre-approved for a loan but was not exactly sure where to start. As luck would have it, that was the best decision that I could have made. Brian contacted me and answered all of my questions and prepared me for the steps that I needed to take. He helped me by making suggestions on how to increase my credit score to where it needed to be, which lead to me getting pre-approved. He guided me every step of the way, from the moment he responded to my information request to the closing date on my house. There were a few hurdles along the way but he and the processing team worked diligently to overcome them and made sure the closing on my house stayed on schedule. I would recommend Brian Noe to anyone who is wanting to start the home buying process. I am VERY happy with my experience with Brian Noe and the smart mortgages team and am so glad that I came across their website!
Nicole A.

03/15/2018

I preferred using a Mortgage Broker versus a traditional Bank. My loan officer Ryan was upfront and honest with me during my home buying process. He answered all of my questions and was a joy to work with.

Nadine Liacone
Ask for Brian…he’s top notch! Nicest guy and so on top of things! He made this an easy experience for me!
 Terry J.

02/27/2018

This is my 3rd time using Smart Mortgage, and every time it just gets better and better. Brian, Jon, and Kelly are always there to answer any questions that I have, and the service could not be any better!! I recommend using Smart Mortgage for any type of mortgage that you could possibly need! Top notch service as always!

Kristy Mcewan
Smart Mortgage is one of the most professional and knowledgeable companies out there today. They worked with us from start to end. They went through many programs with us to help us decide which would be the best one for us. This company has one of the best loan processing programs. Kelly makes the process effortless. They even continued after the closing to make sure we were satisfied with everything. I would highly recommend this company to everyone. Thank you again Smart. I look forward to doing bussiness in the near future again.
Krystin S.

02/14/2018

If we could give 10 stars we would. Brian at Smart Mortgage Center was great to work with as we purchased our first home. We had a bit of a unique situation, in that we were first time home buyers and we bought our home from someone we knew, without any relators. Brian was always available to ask questions (and believe me…we asked A LOT of questions) and always took the time to ensure we understood what was happening at each step of the process as well as what our options/choices were so we could make the best decision for our family. It was obvious from day one that Brian had our best interest at heart and was working to get us the right mortgage for us and ultimately got us the mortgage we needed at the payment we wanted. Additionally, the rest of the team was friendly and quick to respond when needed. Without a doubt, we will only use the Smart Mortgage team for any mortgage needs in the future.

Dana Vega
Great experience! Easy to work with, fantastic communication! Could not be happier! Thank you!
Katie M.

01/18/2018

I was looking to do a cash out refinance to pay off some overdue debt and make home improvements. I had some debt in collections so my credit wasn’t that great. Doing a cash out refinance was really my only option to paying off these debts and cleaning up my credit. After doing a Google search I found Smart Mortgage Centers and filled out the online application. Honestly, I wasn’t very hopeful since my credit wasn’t that great and I didn’t think I would be able to qualify for anything. After filling out the application I received a text almost immediately from Nick. He helped me to finish up the application, looked at my credit report, and asked what my goals were. He also sent me his contact information and told me I could contact him anytime. I still didn’t know what to expect and still wasn’t confident I’d qualify for anything but I figured I would pursue this and see what would happen. I didn’t hear anything for a few days, but we were going into the Thanksgiving holiday so I wasn’t surprised and I didn’t want to be pushy. I was surprised when I got a call from Nick during the holiday weekend but I took it as a sign that he was committed to helping me! He told me he was able to get a preapproval and I was in shock. I know he had to search a bit for it so when he called and told me this I knew he was going to make this happen and decided to go with Nick. While it was a long process (due to the holidays) with a few snags along the way, Nick was able to get this refinance done for me! He was in constant contact with me so I knew exactly what step we were at. I always felt bad texting him during off hours but he always responded immediately. He never made me feel dumb when I asked silly questions. I can’t say enough about the level of service Nick provided during this entire process. He was professional yet very easy to talk to. When I would talk to him it was like talking to a friend rather than a loan officer. Not once did I have to ask him what the status of my loan was because he would tell me before I had the chance to ask! I’m sure he works with a lot of clients but he made me feel like I was his only client, which is a rarity these days. I am so happy Nick was able to get this done for me. Getting this cash out refinance is allowing me to get out of debt and make some much needed home improvements. In 6 months I’m planning on refinancing again to get a better interest rate (since my credit will be much improved) and will be using Nick again to help me out.

Dennis Warren
I had a difficult situation having to sell one property to re-use my VA benefit on my new construction home on a very short time line. Brian and the Team at Smart Mortgage Centers made it happen without any issues. When I was told by other lenders that it wouldn’t happen they came through! I would recommend this team for any home buying situation.
Adrian A.

12/21/2017

Brian from Smart Mortgage was a great help to accomplish my refinance. I’ve owned my home since 2001and this is the first time that it has taken me so much less time to do closing. I really recommend Brian and Smart Mortgage for your home needs.

Katrice Hayes
Our mortgage experience was second to none! Ryan is an expert in the field of mortgage loans!! He helped us before we even applied a year ago. He took the time to take calls that were lengthy just to explain in detail. He took the time to get us to where we needed to be before we applied. Ryan was always steps before the mortgage process to ensure that the experience was not stressful!! I would recommend him to my closest friends…. we truly feel we not just gained a life time loan officer, but a friend…
Ray and Lourdes P.

12/09/2017

All I can say is that we did have a great experience working with Smart Mortgage and Brian. He helped us all the way and made sure we acquired the best deal and rate possible. Brian professionalism and knowledge was instrumental in keeping us confident and comfortable with the house refinancing. We closed on our house in no time, and we are very happy with our choice. We will recommend Smart Mortgage and Brian to family and friends a 100%.

Julie Wolfkiel
We really had not expected our cold call to end up in a mortgage. We had some tricky hurdles to work with and thought we would just get some information to begin this long, arduous process. Brian addressed our concerns; then pulled a rabbit out of his hat! He was thorough and knowledgable. Each day Brian kept you on track and focused. He was extremely responsive (even if he had to repeat himself hundreds of times for us novices:-) and kept things moving along. Thanks to Brian and Smart Mortgage!
Veola J

10/28/2017

As an investor, I have been in the real estate business for over 20 years, and I know how stressful refinancing an existing mortgage can be. However, Brian *** at Smart Mortgage made the process unbelievably smooth and convenient. Due to my long work hours, the majority of the process was conducted via email, which was a great option for me. Brian answered all of my questions and showed me various options that he felt would be best for me. I found Brian to be very professional, highly attentive, thorough, informative, persistent and amazingly prompt. Brian would return phone calls and emails within minutes, or at least the same day. At times, I thought to myself …”does this man sleep?” LOL!!! Nevertheless, I was extremely pleased with the service that I received and I will definitely use Brian *** at Smart Mortgage for all of my lending needs. Sincerely, Veola

Matt Hamater
Brian went far above and beyond to get our purchase squared away. When other members of my team fell short, Brian picked up the slack. He ensured everything went according to the time frame, found us an incredible mortgage, and is just an all around great person to have on your team next time you are buying a home or refinancing.
Christina R.

10/17/2017

I had the pleasure of working with Ryan. at Smart Mortgage. Unfortunately, because of the market, finding a home was a a year long process but Ryan was there every step of the way calling me back and answering questions I had. He was very helpful and would definitely recommend him to anyone of my family members or friends.

Morgan Falconer
We had an outstanding experience with Brian and the team at Smart Mortgage Centers. Highly recommend if you are in the market for a new home and/or selling your current home. They were even willing to work with us when we moved several hours out of the area.
Veola J.

10/02/2017

Brian was absolutely awesome to work with !! It is very rare that you find someone that will work as hard as this guy does. His level of hard work and professionalism is through the roof. Also, the process was very easy and streamlined.

Barbara Santerelli
Ryan is very knowledgeable, dedicated, and really knows what he is doing. As a first time home buyer, he led they way. He was very detailed and made sure we knew what was going with our loan. As a whole, everyone that helped up us, very nice people. Thank you for making this happen for us!
George T.

09/28/2017

My experience with Smart was really terrific. My loan officer Brian  was with me every step of the way and secured me a great loan. He really went above and beyond. I look forward to working with him in the future.

Hrach Papazian
Brian is an absolute professional. His dedication to providing excellent service throughout the entire process really made it a pleasure. The entire process is streamlined for maximum efficiency.
C. L.

09/08/2017

Thank you Ryan! He made the process smooth from start to finish. He educated me on the process and was very responsive.

Kristen Reyes
We used Ryan to help us buy our home and he did an amazing job through our entire experience! He was very patient with us as we went through 4 contracts before we found our dream home. He walked us through every loan option available and got us the best interest rate available. He really takes the time to explain everything to his clients and will answer every question you have. Highly recommend this company!!!
Maricela G.

09/04/2017

Brian  was extremely helpful from day one. He stayed on top of everything that had to get completed. He was able to obtain a very low interest rate for us. We were more than ready prior to our closing date.

Bob Lullo
Very impressed with the team at Smart Mortgage and especially our loan specialist Brian. He was extremely professional and took the time up front to explain exactly what the loan process and program that we were pursuing would look like. I would highly recommend this group to anyone seeking a new mortgage or refinance in this area. You will be well taken care of and very pleased with the result as we were.
Martin L.

08/15/2017

Tony at smart mortgages was very helpful, informative, and responded promptly. I knew that if I had a question or concern, that I would get a response with answers or updates that same day at a reasonable time. Thanks Tony

Bob Primo
I can’t say enough about Brian at Smart Mortgage. He’s the top producer in his office and it’s easy to see why. I was highly impressed and would not hesitate to recommend him to my family, colleagues or friends. He is on the ball 24/7, work ethic second to none, extremely knowledgeable, detail-oriented, highly communicative, fast service, and I received excellent loan terms. My loan request was also extremely complex and involved a lot of know how, work and patience. He navigated unprecedented waters like a champ that even my attorney was impressed and wanted to use him on other complex loan transactions in different states throughout the country. Brian tackled everything in his path head on, stayed the course and made it happen. I’m very lucky to have worked with this individual.
Kathleen S.

08/03/2017

My husband contacted Smart Mortgages and we ended up with Tony. This man has done everything possible to make everything go smooth as possible. We had several bumps in the road and Tony was on top of it 24/7. The last issue being that I lost my job 2 weeks before closing. He worked with the lender/underwriters and he was able to get them to approve my loan as long as I was able to find a job right away and provide check stubs. It was close. I gothired at my husbands part time job and I was only out of work 2 days. Was able to get a one day stub so we could still close on time. 3 days before closing the underwriter said they made a mistake and that I would have to work two full weeks and get that check. Anthony worked his but off and he worked with my employer to get the proper verification completed and a print out of my hours for 1.5 weeks. 2 days later the underwriter accepted the paper work and we closed on schedule the next day. Anthony was working around the clock for us. He is the very best!!! He also worked with my son & daughter in law who were also very impressed with him!!!!

David Friend
My experience with Smart Mortgage was phenomenal. The staff are excellent and very knowledgeable. I highly recommend.
Michael F.

06/07/2017

Thank you Brian for your hard work in making this happen. Will share my experience and my satisfaction with your work. Thanks again….

Stefanie C.

05/31/2017

I was extremely impressed with Brian  and Smart Mortgage! The process went smooth, it was very quick too. Brian is very knowledgeable and helpful and I would recommend him and Smart Mortgage to all my family and friends. I would definitely use them again in the future.

Manu S.

05/26/2017

We got in touch with Brian  at Smart Mortgage Centers in Naperville as they helped us on our last mortgage transaction. Brian was able to take our highly complex loan circumstance and get us something not only extremely good, but also a loan that not even our bank could do. We were very impressed and satisfied with Brian’s ability to get us everything that we wanted and more plus his knowledge, his work ethic being second to none, his hands-on service and his patience. We would not hesitate to recommend him to anyone. It was easy to see why Brian *** is the top producer in his office and we were fortunate to have worked with him.

Tim S.

05/05/2017

Great experience with Brian Noe. Extremely knowledgeable and helpful any time. Highly recommended!

Sergio V.

04/27/2017

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely reccomend to friends and family.

Patricia (Patti) N.

03/29/2017

I will share the most positive experience I have ever received from any bank or mortgage company in my entire adult years. Might I say I was treated as the “Old Pop and Mom” 1960s banker would have treated a new client. I was in search of someone to help me combine a first and second mortgage. The experiences I had prior to a contact from Smart Mortgage Company was a disaster and overpowering. Tony treated me with the most kindness and dignity and explained the whole procedure to me step by step. He understood my reasons for this change in mortgage holders as my dearest husband passed in late 2016 and I needed to make preparations for the future of my little farm to not be a complicated sale upon my passing. I knew I had an excellent credit rating and that it would be no problem in that area. What concerned me was my age (81 yrs young) and what company would ever want to deal with someone of my age. Again may I say, Tony  collected all my information with all positive feedback to me all the way to final closing and was always treated with kindness and sincere respect regardless of how many calls I had to make because of not understanding some of the paperwork. Thank you Smart Mortgage Company and the formal and informal friendship of Tony.

Joe K.

03/02/2017

I used smart mortgage and Brian and his staff were awesome vary friendly and easy to talk to. I tried to refi both of my properties a couple of times with other companies and they ran me thru a lot of garbage stuff and tried making me pay a lot to get it done n to save vary little. I explained to Brian what I wanted to get done and he did 110% what I wanted. I’m truly thankful for him and his company and also my friend for referring him to me. DONT waste your time with other companies and do your self a favor and call Smart Mortgage. Joe *.

Tmartens318

02/16/2017

I recently did a refinance with Jon and cannot be more pleased with the service and attention. All my questions were answered quickly and correctly and the process went a lot faster than I anticipated. I am retired and living on IRA income and social security so I thought it would be complicated and take a lot of time and effort, but it was as easy as any loan process I have ever experienced, from application to closing was only three weeks. Thanks Jon, for all your efforts.

John C.

01/27/2017

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

Michael B.

01/20/2017

I worked directly with Jon and he did a great job. Quick, efficient, and easy. I would highly recommend him and Smart Mortgage Center.

 

James H.

01/17/2017

Brian  and his people were outstanding. My particular refinance was complicated and yet it didn’t phase Brian at all. He and his team were extremely knowledgeable about everything. It was obvious that we were well served.

Charles E

12/27/2016

I worked with Thomas  at Smart Mortgage for the purchase of my house. He went above and beyond to meet with me where ever and when ever worked best for me. He was very professional and got my purchase done in just about 30 days.

C.J.

12/01/2016

Overall, we had a pleasant experience with Smart Mortgage. Ryan proved to be very knowledgeable, honest, and detailed in explaining the entire process. He was also very patient and helpful through what I consider to be a tedious process. In the end, they saved us a lot of money on our mortgage and we are happy!

YD

11/19/2016

I worked With Anthony at Smart Mortgage and I have to say I had a great experience from start to finish. He was very attentive with all my concerns and questions. I would recommend Smart Mortgage to anyone looking for a smooth process and great customer service.

Jeffrey l daw

11/17/2016

Anthony  was very professional and handled our refi very smoothly and quickly. He went the extra mile to help with understanding the contract and went line by line on the numbers. Solid guy.

D. S.

10/03/2016

Had the pleasure of using smart mortgage, Brian being the guy who made it all happen! It was a great experience, usually you shutter at thinking of a refi, this experience exceeded my expectations by far. Brian was quick and attentive, answered all our questions promptly, and kept us up to date on everything as soon as he knew! I 100% recommend smart mortgage and Brian!

C. C.

09/08/2016

The very first time I spoke with Patty ******** on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty ******** to family and friends, and look to work with her again in the future.

S. F.

08/30/2016

We were referred to Brian at Smart Mortgages to refinance. He was fantastic and was available 24-7 to answer all our questions. We closed within weeks with no closing costs, lower rate, shorter term, no escrow plus other special requests we had. He was able to give us exactly what we requested. I would highly recommend using Smart Mortgages. Easy and truly a pleasure to work with.

F. G.

08/01/2016

Jon of Smart Mortgage was great. We had a difficult situation and tried anything and everything the could to get us a loan at a great rate. On top of the difficult situation, we asked if we could move the closing up one week and he was able to do it. I will use Smart Mortgage Center whenever I need any type of loan. I would also recommend Smart Mortgage Centers to anyone. Thanks for all your hard work Jon!!!! Francisco  and Vanessa

E. R.

07/06/2016

Brian ***, Smart Mortgage Centers was very professional and persistent. He was able to help us meet our goals and give us the advise we needed. thanks

T. W.

04/11/2016

Working with Brian at Smart Mortgage Center was extremely easy as he was very helpful throughout the whole loan process. I will recommend them to my family and friends for any future needs!

M. B.

03/16/2016

We closed our VA home loan using Smart Mortgage Centers, Inc. and Brian Noe was the Sales Manager who handled our loan origination. Our experience with Brian was very pleasant even thought we have some setbacks. Brian kept everything moving even when we had to move our closing date. I would recommend Brian  and Smart Mortgage Centers, Inc. to anyone looking for mortgage financing.

A. M.

01/12/2016

We are happy using the Smart Mortgage Centers, Inc. for our HARP Application ! Our case might be the hardest application they processed, it took us 8 months to do the closing, but with their efficient and knowledgeable staff, all challenges were successfully managed. They will not stop until we get the closing successfully ! Thanks to Brain who persistently follow up everything until we finally closed ! We would highly recommend him for his efficient and persistent service, should you need financing and refinancing of your home !

A. G.

12/12/2015

We highly recommend Smart a Mortgage to everyone. Brian  our loan officer went over and above with his mortgage experience. Our circumstances was a little difficult but he knew what to do. Smart Mortgage in Naperville is a wonderful company to deal with mortgage needs.

D. M.

11/19/2015

I would like to commend Brian ,Cindy, and Kelly of Smart Mortgage Centers Inc. If it wasn’t for these three wonderful people I would of never gotten a mortgage, they worked nonstop on what I was beginning to think was hopeless, they went above and beyond to get me my loan, I had a very difficult situation and they worked through everything like pro’s, that they are. I would recommend Smart Mortgage Center Inc. to everyone looking to get a home loan and make sure you talk with Brian, and Cindy the can do specialist.

Mike Redenbaugh
We started working with Nick  around Thanksgiving of 2017. We had a tough case since my wife had been sick and we were forced to give up our last home about 1 and 1/2 years prior. There was little chance that we would be able to be approved but since my wife was sick Nick was able to work things out and made it happen for us. Nick had to work at it for almost 3 months. I’m sure he would have been able to spend that time working for other clients but he stayed with us and we are now in our home. Nicks Manager Jon Butusov even contacted us to make sure things were going well. I can’t say enough good things here about this company. I recommend them to everyone I talk to. Thanks again Nick for a job well done and for making our lives better by putting us into our home. We appreciate everything Nick has done.
Vivian Santiago
Excellent service! Ryan is very knowledgeable and responsive. It has been such a pleasure working with him. Ours presented some challenges including time constraints but Ryan’s expertise allowed us to overcome all wonderfully. We are very pleased.

Samantha S. Jon is so easy to work with and makes the painstaking and dull process of refinancing or obtaining a loan more than just bearable.  Almost (ALMOST) enjoyable.  But seriously after using Guaranteed Rate I had PTSD and after two transactions with Jon, it’s been like therapy.  He’s really efficient, responsive, and effective

.

Daniel sigler
UPDATE!!! UPDATE!!! UPDATE!!! Brian of smart mortgage was excellent! Made our refi a piece of cake, found us the best rate! Excellent customer service! NEW REVIEW! Here we found ourselves looking for a new house a few years down the road, we decided to use Brian Noe again because we had a great experience with him and smart mortgage! Again we had an excellent experience and got our dream home thanks to Brian and his team!!! Again it was a easy smooth experience! Highly recommended!!
Devon Small
These guys are FANTASTIC. Brian Tobin & Jonathan Thomas did a Amazing job with the turn around time on getting this clear to close in a RECORD time that we could have ever imagined. I am already recommended Smart Mortgage Centers to quite a few people and I would definitely recommend anyone checking out this review to go with this. Hassle-free and communication was golden.
Marie Vonderheydt
Brian is on top of his game. He kept me informed every step of the way. I had a great experience and I highly recommend him!
daniel s

10/16/2018

We used Brian  and Smart Mortgage Centers a 2nd time, 1st time we used to refinance, 2nd time to purchase a new home! All around great customer service. Without Brian and his team we would not have been able to get our home. They really pulled through big time for us! Highly recommended!A++++++++++++ service!

Noob Gamer Legend
Jon and his team made everything fast, easy and efficient during my home buying process. I appreciate everything they’ve done. If anyone wants to purchase a home I would send them directly to Jon and the smart mortgage team.
Lisa Cole
Brian and the rest of the team at Smart Mortgage Centers are great to work with. We had very challenging and unique loan requirements and they were able to help us find an affordable mortgage for our dream home. Brian was extremely knowledgeable, well connected and exceptionally detailed oriented which helped ensure a smooth, stress-free closing process. We highly recommend working with Brian and the rest of the team at Smart Mortgage Centers!
Gerald B.

10/08/2018

Jon  was an outstanding person with whom my wife and I were able to get our refi done. Whether it’s to do another refi in the future, or should we find ourselves moving, Jon’s the person we’re going to call to help us out with our future financing needs.

D H
I cannot say enough about Brian and Smart Mortgage Centers. They got my loan “clear to close” in 5 business days as well as closed in 3 weeks’ time! This is nearly an impossible feat. Brian is a dedicated specialist that knows this business very well. If you want the job done correctly, work with Brian.
Chris

09/18/2018

Brian is fantastic, he is very knowledgeable and has the resources to find the loan that best fits your needs and explains everything in detail with terms you can understand. Questions were answered immediately with the information I needed, no matter how minor the request or inquiry may have been. Not one time did he tell me anything that was not true or make me second-guess that he was not genuine in his actions to assist us in getting the best loan possible. He is extremely professional and patient and makes himself available to you at all times. He made the very stressful and confusing process of a home loan painless. I cannot stress enough that if you are in the market for a home loan or refi to give Brian a call and you will not be disappointed. He has a customer for life and I will refer anyone who is in the market to him without hesitation. He is a master of his craft and I promise that you will be in great hands.

Richard Esparza
My wife and I recently purchased a House and Alan and his team were fantastic. They found the loan we needed and worked with us promptly on any questions we had. I would highly recommend Alan and his team for your purchasing needs. Thank you again Alan.
Frank and Anna

08/23/2018

My wife and I had the pleasure of being assigned to Ryan  Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Vaneesha Pause
We had a very positive experience working with Brian of Smart Mortgage Centers. Brian was attentive, very responsive and extremely detail oriented. He found us the perfect loan which met our needs with the best market value available. He was very honest and transparent each step of the way. This is the second loan we have done with SMC and I could not say enough about the organization. I highly recommend them!
WESLEY C

08/17/2018

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Melissa Schillaci
I went to Smart Mortgage after a horrible experience with another mortgage company that ended up losing the house and money I had already invested into the process. Elizabeth was such a joy to work with, she made everything so stress free and I closed on my home on Friday. I would definitely recommend Elizabeth and Smart Mortgage to anyone looking to buy a home.
Lisa C.

08/02/2018

Brian was AMAZING to work with! He really went above and beyond to find an affordable mortgage despite our credit challenges. He really made an impossible situation – possible. We love our new home and we have Smart Mortgage Centers to thank for it.

Cindy George-Noel
Jon from Smart mortgage went over and beyond to make my loan process an easy and rewarding one. Thanks again Jon YOU ARE THE BEST!!!
Jose L.

07/25/2018

I had a great experience refinancing with Smart Mortgage. Jon  was responsive and available for any questions I had. He provided a clear and concise list of what was needed and kept me informed along the way. I highly recommend Smart Mortgage and will use again in the future.

Peter Su
I don’t usually write reviews. Brian was my mortgage broker and he was fantastic. He was available to answer questions through out the entire mortgage process. He gets things done fast. Good guy to work with.
Leslie S.

07/14/2018

Ryan K. was our loan officer and he was amazing. He really took the time to explain every detail thoroughly and made sure we felt comfortable with any decision being made. It was truly a wonderful experience!!!!

Cyndy Martino
Access to the best rates available compared to my current mortgage and two other mortgage companies. Jon was awesome to work with, communicative, personable, understanding, looking out for your best interests, etc! Fast, precise and efficient service. Everything electronically made it so easy to do. I will do business with Jon at Smart Mortgage in future and refer my friends!!! Awesome experience! Thanks Jon!
John & Christine K.
06/18/2018

Chris and I are extremely grateful to you for all of your perseverance and effort that you put forth in enabling us to refinance our home. We would recommend you to anyone we know. Please feel free to use this very grateful recommendation however you see fit.

MeLesa Kresse
I can’t say enough wonderful things about Ryan and Smart Mortgage Centers! My journey started early this year when I submitted my application online and Ryan immediately contacted me. He patiently answered questions, discussed loan options and why his recommendation was the best solution. Knowing my credit history and the minefield of financial decisions I’ve made needless to say I was more than skeptical I would be able to obtain a home loan. Anybody who’s had financial difficulties in their past understands how embarrassing it is to discuss those details with a complete stranger and the inevitable judgement that comes with it. Ryan was a compassionate gentlemen who did not judge and addressed my concerns professionally. I knew at that point I was in good hands and Ryan was my advocate through the entire process.
It should be known that Ryan works in the Naperville, IL office and I’m located three hours south in Springfield. Some people may have reservations about working with somebody who isn’t local but I was just as important to Ryan as somebody who could walk directly into his office. So, if you are concerned about distance I’m here to tell you not to give it a second thought. Now this may sound like a typical review to this point but now I’ll share the proof in what I’ve wrote. I consider myself a relatively smart individual but I’ll admit I made this process a lot harder not only on myself but most certainly on Ryan. In order to get a perspective here are just a few of the smaller hurdles he faced…legitimate cash deposits but none the less cash deposits, continuity in work history causing W2 concerns and outstanding collections. Just to make things even more interesting Ryan works in the Naperville, IL office and I was three hours south in Springfield. Ryan worked countless hours on my loan, multiple lengthy conversations with the underwriter, mounds of supporting documentation and most importantly ALWAYS remained my advocate!
This review would need to be a small book in order to properly convey all the details, incredible obstacles overcome and all around hard work Ryan put into getting my loan approved. If you are wanting to purchase a home I highly recommend Ryan and Smart Mortgage Centers. Ryan is my Superman!
Susan H.

05/08/2018

Robert R. has made refinancing our home a piece of cake. Extremely professional and very knowledgeable. He is very patient and thorough with explaining the pros and cons to all my options. I really felt like a friend was guiding me through my first refi.

Krystin Helin
If we could give 10 stars we would. Brian at Smart Mortgage Center was great to work with as we purchased our first home. We had a bit of a unique situation, in that we were first time home buyers and we bought our home from someone we knew, without any relators. Brian was always available to ask questions (and believe me…we asked A LOT of questions) and always took the time to ensure we understood what was happening at each step of the process as well as what our options/choices were so we could make the best decision for our family. It was obvious from day one that Brian had our best interest at heart and was working to get us the right mortgage for us and ultimately got us the mortgage we needed at the payment we wanted. Additionally, the rest of the team was friendly and quick to respond when needed. Without a doubt, we will only use the Smart Mortgage team for any mortgage needs in the future.
Robert Fong

04/18/2018

Ryan is among the most professional, knowledgeable and motivated folks I?ve had the pleasure of doing business with in this or any other field. He goes above and beyond with his attention to detail, the amount time he spends on the phone explaining/reassuring- he typically works late into the evening to make sure everything is buttoned up and nothing slips through the cracks. He is earnest and trustworthy and it is clear he always seeks the best interest of his clients. Stressful mortgage processes are made much more manageable with Ryan at the helm. For my part, I will definitely work with him for all my future loan needs.

Amanda Rapacz
This was my first home purchase, and Ryan from Smart Mortgage made the process smooth and stress-free. With his help, we were able to navigate the process without any delays, and even get the appraisal fee waived and a great PMI rate. I’ll definitely be using Smart Mortgage in any future home purchases.
Mike M.

03/22/2018

I had a great experience working with Jon at Smart Mortgage. I strongly recommend them to anyone looking for a loan.

Ray Perez
We were referred to Smart Mortgage and Brian by a very close friend when we were looking to refinance our house. She had a very good experience with this company and Brian so we decided use their services instead of staying with Chase. All I can say is that we did have a great experience working with Smart Mortgage and Brian. He helped us all the way and made sure we acquired the best deal and rate possible. Brian professionalism and knowledge was instrumental in keeping us confident and comfortable with the house refinancing. We closed on our house in no time, and we are very happy with our choice. We will recommend Smart Mortgage and Brian to family and friends a 100%.
Tamieka R.

03/01/2018

My loan originator Nick was informative, personable, with great follow through. Any question that I had he explained thoroughly, or obtained the answer promptly. Before I was even a Smart Mortgage customer Nick had been assisting me with questions that my current loan originator was not providing me. With his care and comittment this is what changed my mind about lenders and switch over to Smart Mortgage. I am grateful to have had Nick through this stressful process. Couldn’t have gotten through it without him.

Jen Fry
Robert is awesome. So knowledgeable and patience, I felt like he truly had my best interest in mind!! Made refinancing a breeze!!!
Edward S.

02/14/2018

We highly recommend Ryan  from Smart Mortgage Centers. He put together an attractive mortgage package for our $1.4M home purchase in Hinsdale, IL, while also helping us to navigate a process that was particularly challenging because I was relocating my family across the country and switching jobs (which lenders categorically hate). Ryan is deeply knowledgeable about lenders’ underwriting standards and the mortgage process, through having done this work for 13+ years. He guided us adeptly through a complex roster of actions and considerations that needed to be taken in order to achieve a successful mortgage outcome. In addition to being highly competent, Ryan is responsive, hard-working, and well-connected in the lending industry. We also felt that he put our interests first throughout the process. Above all, Ryan is a true professional.

   

Tom Adochio
I could not be happier with the service provided by Jon at Smart Mortgage he made the mortgage process easy. He was always timely in his communications and worked tirelessly to get the financing and closing organized. I would highly recommend him to anyone looking to refinance or purchase a new home.
Dennis W.

02/05/2018

I had a difficult situation having to sell one property to re-use my VA benefit on my new construction home on a very short time line. Brian *** and the Team at Smart Mortgage Centers made it happen without any issues. When I was told by other lenders that it wouldn’t happen they came through! I would recommend this team for any home buying situation.

Lukas Yoonshik Bong
Thank you Joo eun for everything. Reasonable cost and competitive mortgage rate.
Desi M.

12/27/2017

We worked with Brian  who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Meagan Shimkus
Brian was very informative and helpful during the whole process. He answered our questions before we even had to ask them and thoroughly explained all aspects of the refinancing on our loan. We would recommend him to anyone buying a new house and in need of a loan. He is going to be our first call when we are trying to get a loan for our house
Annie P.

12/11/2017

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Veronica Nettles-Campbell
It was a great experience dealing with this place of business. The representative (Anthony) was very professional, explained all details and attentive in prosecuting the transaction in a timely manner. I highly recommend Smart Mortgage Centers
David F.

10/31/2017

My experience with Smart Mortgage was phenomenal. The staff are excellent and very knowledgeable. I highly recommend

Maricela Guzman
Briane was extemely helpful and stayed on top of our loan. We were more than ready weeks before the closing. He also was able to obtain a very low interest rate for us. Highly recommended!
Hrach P.

10/26/2017

Brian is an absolute professional. His dedication to providing excellent service throughout the entire process really made it a pleasure. The process at Smart Mortgage is designed for maximum efficiency.

Margo Sweiss
I recommend Smart mortgage for all your mortgage finance, they make sure you get the best rates and treat you good from start to finish, making the sure you are satisfied and happy with the results.
Matthew H.

10/10/2017

Brian is absolutely amazing!!! When other members of my team fell short, Brian picked up the slack and ensured everything happened according to plan and timeline. Brian found an incredible package for us, which led us to leaving the closing with a smaller mortgage than we planned on, and a check from the title company. I would highly recommend Brian to anyone.

Adrian Aguilera
Brian from smart Morgage was a great help to accomplish my refinance. I’ve owned my house since 2001 and this is the first time that it has taken me so much less time to do closing. I really recommend Brian and smart Morgage for your home needs.
Justin B.

10/02/2017

My wife and I worked with Tony from Smart Mortgage Centers. He was excellent!!! Answered all of my questions and concerns. He handled everything from start to finish. He was upfront and honest the whole time. Couldn’t have been happier! We recommend him and Smart Mortgage to anyone!!!

Karen McKoy
I worked with Ryan and he is the best. Very helpful, knpwlegable, professional and personable. Answers any question you may have. I recommend him to people I know that are purchasing a house. He is AWESOME!
Rui R.

09/12/2017

Thanks to Ryan…. for making our dream become a reality. After going thru the recession, and struggling from purchasing a home at the peak of market we never thought we could buy another home. Until we meet Ryan… Ryan explained the whole process in high detail, put a great plan together and gave us the confidence to proceed with our loan. The process went very smooth and Ryan was there every step of the way, even recommending us with a Realtor that also did an amazing job. So if you are looking to buy a house, and you feel that you can’t, make sure to you speak to Ryan. He is going to make sure that you will get the keys to your new house just like he did for us. Thanks Ryan… looking forward to working with you in the near Future.

denise boenhoff
I can’t speak highly enough of Patty and the rest of the team at Smart Mortgage centers. I had a few bumps in the road with my mortgage, but the team handled them swiftly and with ease. Just an all around fantastic job. Even though I’m in southern Illinois, they were happy to help me and made it easy to work with my schedule- everything was done over the phone or through email! I highly recommend them, and even though I don’t plan to move again, they would be the first ones I would call if the need should arise! Denise Boenhoff
Rebecca B.

09/06/2017

Ryan and Smart Mortgage Centers made the whole process seamless for my husband and I, first time homebuyers! He helped us navigate through the muddy waters and find a loan program that worked for us. When questions arose, he addressed them quickly and always had time for my follow-ups. Ryan came recommended to me from a trusted relative and exceeded my expectations-My family will always recommend Smart Mortgage Centers and Ryan!

george2784
I worked with Brian of Smart Mortgage to secure my Loan. Brian was helpful the entire process and really went above and beyond in helping me secure a Home Loan. I will recommend this company to anyone and especially the services of Brian.
Alfred O.

08/15/2017

Excellent Very helpful

Kim Angeloni
We had a wonderful experience working with Brian. He was very diligent in keeping us, as first time homebuyers, informed and engaged throughout the entire process. Buying a home is such a huge decision and investment to make, it was so gratifying to have such an experienced expert at our disposal to make the process so much less nerve wracking. We would highly recommend Smart Mortgage Centers and specifically Brian for your home buying needs.
Roy S.

08/07/2017

Hello my name is Roy just letting you know smart mortgage has treated me and my wife excellent Anthony  is one awesome person very helpful help us in every way I would highly recommend this company to everybody I know that are buying a home in this is a five star company thank you Roy

Rebecca Barred
My husband and I had a seamless experience working with Smart Mortgage Centers and Ryan, specifically. As first time home-buyers, we needed a lot of guidance and support and of course, a loan program that fitted our needs: All of these deliverables and more were met by Ryan and team. I would highly recommend them to anyone!
James M.

07/13/2017

They did an awesome job for us. I would highly recommend Smart mortgage.

Bradley B.

06/01/2017

Brian is outstanding. When I first wanted to get pre-approved (and needed it quickly), he was the only broker I could find who would stay late on a Monday. We ended up meeting until 7:00, and I got the pre-approval I needed to make an offer on the house we wanted so badly. Without him, we may not have gotten it. And after the initial meeting, he was on top of everything, monitoring rates and even doing work for us when he was on vacation. The guy is a professional, and I am so glad we found him to help secure our mortgage. Seamless process.

Joseph K.

05/31/2017

Thank you so much Brian *** for a making the process of buying a new home an enjoyable one. All your feedback and attention to detail helped us complete the journey of purchasing our dream home

Erik H.

05/08/2017

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Debbie S.

05/04/2017

Anthony  exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Rand E.

04/27/2017

I was at a 15 year loan but also had a home equity loan and wanted to combine the two in a 15 year loan. After checking a couple of other lenders i felt they were not telling the truth. I called Jon at smart mortgage and immediately i felt that i could trust him and was extremely pleased with the service and attention. All questions were answered quickly with explanations if I did not understand. The process went faster than I anticipated and we closed approximately a week after the appraisal was completed. Thanks Jon, for all your help

Josiah F.

03/21/2017

My wife & I are very grateful to Brian Noe and the staff at Smart Mortgage Centers for their assistance with our recent refinance. They took the time to explain the process, assist with paperwork and clarify our questions throughout the process. They made everything simple and effortless. I highly recommend them.

DS

02/25/2017

Brian  is WONDERFUL to work with! He is extremely knowledgeable, professional, helpful, polite…I highly recommend him !

Barbara L.

02/15/2017

We just closed on a refinance and our agent was Anthony. The experience was great and we did most everything by email with a couple of phone calls. The ability to e-sign documents, fax or scan paperwork was handled smoothly by Anthony and his team. We highly recommend Smart Mortgage Center and Anthony if you are in the market to buy or refinance!

Charles A.

01/26/2017

This was third time I used SMART Mortgage Centers and all three times went great. We used them for a refinance, a purchase and then another refinance. Jon did a wonderful job each time and is extremely knowledgeable. He is quick to respond to any questions and will not let you down.

Luis H.

01/17/2017

Absolutely Positive. Absolutely Great. Absolutely the best experience to have while undertaking a mortgage refi. My wife and I were extensively helped by Brian ***. We were assisted on every step through our mortgage refi. Their professionalism–their timely responses–their ability to avoid mistakes–all of it–I would definitely refer Brian  or his team to my friends and family. While I never directly worked with Brian’s team during my experience with Smart Mortgage, I am more than confident that only a stellar company can recruit someone of a caliber as that of Brian’s as well as recruit the supporting staff enabling him to perform in that capacity. THANK YOU, BRIAN! THANK YOU, SMART MORTGAGE!

Robert C.

01/16/2017

I can’t say enough about Brian at Smart Mortgage. He’s the top producer in his office and it’s easy to see why. I was highly impressed and would not hesitate to recommend him to my family, colleagues or friends. He is on the ball 24/7, work ethic second to none, extremely knowledgeable, detail-oriented, highly communicative, fast service, and I received excellent loan terms. My loan request was also extremely complex and involved a lot of knowhow, work and patience. He navigated unprecedented waters like a champ that even my attorney was impressed and wanted to use him on other complex loan transactions in different states throughout the country. Brian tackled everything in his path head on, stayed the course and made it happen. I’m very lucky to have worked with this individual. 5 Star BBB Review.

JB

12/12/2016

I thought I had no other options for obtaining a mortgage. With a sub-par credit score, as well as a divorce and bankruptcy, no lender would loan me a penny. Then I found Smart Mortgage Centers. Nothing but top notch customer service and professionalism from start to finish. I don’t know how they did what everyone else said was impossible, but they set me up with a reputable lender, not ***** *** **** ****** but an actual bank. Don’t waste your time anywhere else. Call Smart Mortgage Centers.

Refi Happy

11/25/2016

Jon was a joy to work with. He made my refi experience simple and stress free. Jon was very clear in communicating my options and next steps in the process. I really felt that he had my best interest in mind.

Sue S

11/18/2016

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

M. B.

10/11/2016

This is the second time that I’ve worked with Jon at Smart Mortgage. Jon is very knowledgable and prompt. He kept me apprised of each step as we went along and ensured a smooth closing. I would highly recommend Smart Mortgage and Jon.

V. B

09/23/2016

Amazing assistance, explanations and the best rate of any of the other mortgage company I got quotes from.

K. C.

09/08/2016

Brian was great. He was willing to go to any length to help. He work my mortgage in different ways so I could see the pros and cons of every way. I hav recommended smart mortgages to a few people already

Bree L.

08/09/2016

Brian *** is a very experienced and confident broker. He takes his time to explain everything, which is particularly important for a first time buyer. Brian gets a really good handle on your situation and advises you on the best scenario given your personal situation and preferences.

M. G.

07/22/2016

I have worked with Ryan on several refinances and the experience has been overwhelmingly positive every time. Not only has Ryan taken care of everything without hassle, he has put in extra time to make sure I received the best rate, cash out when I needed it, and always closed on time. I could not be happier with my experience and have recommended Ryan to my brother and my mom! If you want to save yourself a headache and know your getting the best loan possible, go with Smart Mortgage.

B. R.

05/16/2016

Brian, Sales Manager for SMART Mortgage was excellent. He made sure my wife and I made informed decisions. He made us feel that he had our best interest in mind. The process was very easy to understand. The electronic application and document control was very safe and secure. I recommend SMART Mortgage.

Dave B.

03/19/2016

I had a great experience from start to finish. Jon helped us with every step and explained the entire process in detail. He shopped for the best rate and we got it! I would recommend Smart Mortgage to anyone looking for a smooth process and great customer service.

W. B.

01/15/2016

My experience with Brian  and the hardest working person Cindy at ” Smart Mortgage ” was more than helpful. They explained all the ins and outs of the process. I’m some what computer challenged, and Miss Cindy took the time to get me through the needed on line documents. I have and will continue to recommend Brian and Cindy at Smart mortgage for anyone needing assistance with there mortgage needs.

Donna P.

01/08/2016

We had the privilege to work with Jon – the absolute top notch Mortgage Officer. He worked tirelessly to secure the best possible deal for us. His honesty and integrity is very admirable, especially in today’s business world. Whenever we had questions, he would explain everything in details and with patience… All of our phone/e-mails were answered by him almost immediately. We would highly recommend Jon and Smart Mortgage Centers.

L. M.

12/10/2015

We were in the market for a refinance and started our search. We came across Brian *** of Smart Mortgage from several different sources and all the reviews said he is the man. Those reviews proved to be very accurate. He’s professional, courteous, prompt, knowledgeable and most important, trustworthy. I wasn’t comfortable transacting most of this refinance online at first, but as we began our business with him, he made things as simple as could be, took the time to explain every step as we went along and was almost always available by phone to answer our questions. We hit a one or two bumps along the way, but he smoothed them out and we closed with days to spare. By the end of the process we were very comfortable with him because we realized we were in good hands. There was no surprises and everything was as he said. Brian knows his business, is easy to talk to and, once again, trustworthy. I strongly recommend him and Smart Mortgage.

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