Forgivable Home Grants in West Point Illinois

Home Buyer Grants in West Point Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in West Point, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in West Point are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

The United States Military Academy (USMA), also known as West Point, Army, Army West Point,[6] The Academy or simply The Point, is a four-year coeducational federal service academy located in West Point, New York, in Orange County. It was originally established as a fort that sits on strategic high ground overlooking the Hudson River with a scenic view, 50 miles (80 km) north of New York City. It is one of the four U.S. military service academies, and one of the five U.S. service academies.