Forgivable Home Grants in Topeka Illinois

Home Buyer Grants in Topeka Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Topeka, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in Topeka are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Topeka (/toʊˈpiːkə/;[9][10] Kansa: Tó Pee Kuh) is the capital city of the U.S. state of Kansas and the seat of Shawnee County.[2] It is situated along the Kansas River in the central part of Shawnee County, in northeast Kansas, in the Central United States. As of the 2010 census, the city population was 127,473.[11] The Topeka Metropolitan Statistical Area, which includes Shawnee, Jackson, Jefferson, Osage, and Wabaunsee counties, had a population of 233,870 in the 2010 census.

The name Topeka is a Kansa-Osage sentence that means “place where we dug potatoes”,[12] or “a good place to dig potatoes”.[13] As a placename, Topeka was first recorded in 1826 as the Kansa name for what is now called the Kansas River. Topeka’s founders chose the name in 1855 because it “was novel, of Indian origin and euphonious of sound.”[14][15] The mixed-blood Kansa Native American, Joseph James, called Jojim, is credited with suggesting the name of Topeka.[16] The city, laid out in 1854, was one of the Free-State towns founded by Eastern antislavery men immediately after the passage of the Kansas–Nebraska Bill. In 1857, Topeka was chartered as a city.