Forgivable Home Grants in St. Joseph Illinois

Home Buyer Grants in St. Joseph Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in St. Joseph, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in St. Joseph are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

19 March – Saint Joseph, Husband of Mary (Western Christianity),
1 May – St Joseph the Worker (Roman Catholic Church),

Joseph (Hebrew: יוֹסֵף‎, translit. Yosef; Greek: Ἰωσήφ, translit. Ioséph) is a figure in the Gospels who was married to Mary, Jesus’ mother, and, in the Christian tradition, was Jesus’s foster father. Joseph is venerated as Saint Joseph in the Catholic Church, Orthodox Church, Oriental Orthodox Church, Anglican Communion, Lutheranism,[1][2] and Methodism.[3] Some differing views are due to theological interpretations versus historical views.[4]