Forgivable Home Grants in St. David Illinois

Home Buyer Grants in St. David Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in St. David, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in St. David are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Saint David (Welsh: Dewi Sant; Latin: Davidus; c. 500 – c. 589) was a Welsh bishop of Mynyw (now St Davids) during the 6th century; he was later regarded as a saint. He is the patron saint of Wales. David was a native of Wales, and a relatively large amount of information is known about his life. However, his birth date is uncertain: suggestions range from 462 to 512.[1] He is traditionally believed to be the son of Saint Non and the grandson of Ceredig ap Cunedda, king of Ceredigion.[2] The Welsh annals placed his death 569 years after the birth of Christ,[3] but Phillimore’s dating revised this to 601.[4]