Forgivable Home Grants in Pittsfield Illinois

Home Buyer Grants in Pittsfield Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Pittsfield, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in Pittsfield are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Pittsfield is the largest city and the historic county seat of Berkshire County,[2] Massachusetts, United States. It is the principal city of the Pittsfield, Massachusetts Metropolitan Statistical Area which encompasses all of Berkshire County. The population was 44,737 at the 2010 census.[3] Although the population has declined in recent decades, Pittsfield remains the fourth largest municipality in western Massachusetts, behind only Springfield, Holyoke, and Chicopee.

In 2005, Farmers Insurance ranked Pittsfield 20th in the United States as “Most Secure Place To Live” among small towns with fewer than 150,000 residents.[4] In 2006, Forbes ranked Pittsfield as number 61 in its list of Best Small Places for Business.[5] In 2008, Country Home magazine ranked Pittsfield as #24 in a listing of “green cities” east of the Mississippi.[6] In 2009, the City of Pittsfield was chosen to receive a 2009 Commonwealth Award, Massachusetts’ highest award in the arts, humanities, and sciences.[7] In 2010, the Financial Times proclaimed Pittsfield the “Brooklyn of the Berkshires”, in an article covering its recent renaissance.[8]