Forgivable Home Grants in North Utica Illinois

Home Buyer Grants in North Utica Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in North Utica, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in North Utica are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

North Utica, often known as Utica, is a village in Utica Township, LaSalle County, Illinois. The population was 1352 at the 2010 United States Census. It is part of the Ottawa–Streator Micropolitan Statistical Area.

While North Utica is the proper name for the city, advertising on nearby Interstates 80 and 39 refers to the village by its original name, Utica. In addition, people who live in the area, official Interstate signage, and signs indicating the city limits all refer to the town as Utica.[citation needed]