Forgivable Home Grants in Midlothian Illinois

Home Buyer Grants in Midlothian Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Midlothian, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in Midlothian are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Midlothian (/mɪdˈloʊðiən/; Scots: Midlowden; Scottish Gaelic: Meadhan Lodainn) is one of the 32 council areas of Scotland, UK. It borders Edinburgh, East Lothian and the Scottish Borders council areas.

Midlothian was also the name of a historic county formed in the Middle Ages. The county included Edinburgh and was formerly known as Edinburghshire, or more formally as the County of Edinburgh, until 1890. The historic county remains a lieutenancy area and a registration county[1] for which purposes Edinburgh is included.