Forgivable Home Grants in Damiansville Illinois

Home Buyer Grants in Damiansville Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Damiansville, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in Damiansville are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Damiansville is a village in Clinton County, Illinois, United States. The population was 491 at the 2010 census,[3] up from 368 in 2000.

Damiansville is located in southwestern Clinton County at 38°30′34″N 89°37′27″W / 38.50944°N 89.62417°W / 38.50944; -89.62417 (38.509534, -89.624278).[4] Interstate 64 runs along the southern border of the village, with access from Exit 34, and leads 35 miles (56 km) west to St. Louis and 43 miles (69 km) east to Mount Vernon.