Forgivable Home Grants in Carthage Illinois

Home Buyer Grants in Carthage Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Carthage, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in Carthage are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Carthage (/ˈkɑːrθɪdʒ/; from Latin: Carthago; Arabic: قرطاج‎ ; Punic: 𐤒𐤓𐤕•𐤇𐤃𐤔𐤕‬, Qart-ḥadašt, “New City”) was the center or capital city of the ancient Carthaginian civilization, on the eastern side of the Lake of Tunis in what is now the Tunis Governorate in Tunisia.

The city developed from a Phoenician colony into the capital of an empire dominating the Mediterranean during the first millennium BC.[1] The legendary Queen Dido is regarded as the founder of the city, though her historicity has been questioned. According to accounts by Timaeus of Tauromenium, she purchased from a local tribe the amount of land that could be covered by an oxhide. Cutting the skin into strips, she laid out her claim and founded an empire that would become, through the Punic Wars, the only existential threat to the Roman Empire until the coming of the Vandals several centuries later.[2]