Forgivable Home Grants in Cahokia Illinois

Home Buyer Grants in Cahokia Illinois

Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Cahokia, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.

Smart Mortgage Centers offers Homebuyer Grants.  To qualify the mortgage will be completed by Smart Mortgage Centers.  Grant programs in Cahokia are not limited to First Time Homebuyers.

 

  •  580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

The Cahokia Mounds State Historic Site /kəˈhoʊkiə/ (11 MS 2)[2] is the site of a pre-Columbian Native American city (circa 1050–1350 CE[3]) directly across the Mississippi River from modern St. Louis, Missouri. This historic park lies in southern Illinois between East St. Louis and Collinsville.[4] The park covers 2,200 acres (890 ha), or about 3.5 square miles (9 km2), and contains about 80 mounds, but the ancient city was much larger. In its heyday, Cahokia covered about 6 square miles (16 km2) and included about 120 manmade earthen mounds in a wide range of sizes, shapes, and functions.[5]