Forgivable Home Grants in Jacksonville Illinois
Home Buyer Grants in Jacksonville Illinois
Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Jacksonville, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Smart Mortgage Centers offers Homebuyer Grants. To qualify the mortgage will be completed by Smart Mortgage Centers. Grant programs in Jacksonville are not limited to First Time Homebuyers.
- 580 Credit Score Required
- Grant is completely forgiven – no repayment required!
- Grant can be used for down payment and/or closing costs
- Seller Credit of 6% is allowed
- Gift funds are allowed!
- Borrower(s) not required to be First Time Homebuyers.
- Income limit is based on qualifying income used for transaction, not household income.
Jacksonville is the most populous city in the U.S. state of Florida and the largest city by area in the contiguous United States.[9][10] It is the seat of Duval County,[11] with which the city government consolidated in 1968. Consolidation gave Jacksonville its great size and placed most of its metropolitan population within the city limits. With an estimated population of 892,062 as of 2017, Jacksonville is also the most populous city in the southeastern United States.[12] The Jacksonville metropolitan area has a population of 1,631,488 and is the fourth largest in Florida.[13]