Forgivable Home Grants in Kansas Illinois
Home Buyer Grants in Kansas Illinois
Do you meet the general criteria for a home loan but lack the down payment? Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Kansas, IL that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Smart Mortgage Centers offers Homebuyer Grants. To qualify the mortgage will be completed by Smart Mortgage Centers. Grant programs in Kansas are not limited to First Time Homebuyers.
- 580 Credit Score Required
- Grant is completely forgiven – no repayment required!
- Grant can be used for down payment and/or closing costs
- Seller Credit of 6% is allowed
- Gift funds are allowed!
- Borrower(s) not required to be First Time Homebuyers.
- Income limit is based on qualifying income used for transaction, not household income.
Kansas /ˈkænzəs/ ( listen) is a U.S. state in the Midwestern United States.[10] Its capital is Topeka and its largest city is Wichita. Kansas is named after the Kansa Native American tribe, which inhabited the area.[11] The tribe’s name (natively kką:ze) is often said to mean “people of the (south) wind” although this was probably not the term’s original meaning.[12][13] For thousands of years, what is now Kansas was home to numerous and diverse Native American tribes. Tribes in the eastern part of the state generally lived in villages along the river valleys. Tribes in the western part of the state were semi-nomadic and hunted large herds of bison.